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AmeriLife Marketing Group develops health life and annuity products with our insurance partners and distributes these products through our extensive network of Independent Agents. Some of our products include:
Medicare Supplements - Medigap Insurance sold by private insurance companies to supplement the “gaps” left by Original Medicare Coverage. Medicare Supplement policies only work with clients who have Original Medicare. There are standardized plans available in most states. These standardized plans are designed to supplement the Part A and Part B benefits of clients on Medicare.
Medicare Advantage - These plans are offered by private insurance companies that contract with Medicare to provide Medicare Part A and Part B benefits. Medicare Advantage plans are HMO’s, PPO’s, or Private Fee-for-Service Plans. Unlike Original Medicare, Medicare Advantage Services are paid by private insurance companies, not Original Medicare.
Senior Dental - A Senior Dental Plan that provides Freedom of choice, ability to use your own dentist, no co-pays, no deductibles, is guaranteed renewable, has comprehensive benefits, a rate guarantee and is guaranteed issue.
Hospital Indemnity - The daily benefits are paid to a client when hospitalized by a physician, due to a covered injury or illness. The benefit is paid directly to the client. Medical exams are not required. There is Individual, spouse and family coverage available. The policy is guaranteed renewable for life and the premiums will never increase due to age.
Critical Illness - Critical Illness insurance helps the client to overcome the financial hardships created by a major illness. Critical illness insurance pays a lump sum when the insured is first diagnosed with a covered illness or condition. A few of the covered illnesses are: Heart attack, Cancer, stroke, Alzheimer’s Disease, MS, major organ transplants, kidney failure, blindness, deafness and paralysis.
Life Insurance - A life insurance policy usually pays a predetermined sum to the beneficiary upon the death of the insured. Term life, whole life and universal life are all types of life insurance available to your clients. Benefits from a life insurance policy can be used to handle the final expenses of the deceased individual, to pay the mortgage, or for any other expenses.
Annuities - Americans are living longer and enjoying better health. It is not uncommon for people reaching retirement age to live many years in good health. You want your income to last as long as you do, and for your savings to have the purchasing power needed for your longer life. Annuities can be an excellent choice.
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